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OUR CARRIERS - Health Depot

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  • Limited Medical
  • Accident
  • Dental
  • Vision

Premier Health Solutions offers comprehensive benefits administration and management services to agents looking for a turnkey solution. We work with The Health Depot Association (HD) and their members to expand access to affordable health and consumer benefits to the people who need these products most. Health Depot offers only the most valuable solutions from trusted names in the consumer products and benefits industry. Health Depot’s products are designed to fit the needs of individuals or families who do not have access to quality health insurance. Our portfolio of products includes both, affordable quality primary coverage with ancillary plans to help fill benefit gaps.

Can be Sold as Primary Coverage
Guaranteed Issue
Next Day Effective Dates

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Dental Plus Membership Benefit Summary


Fully-insured dental plan plus insured annual vision exam

Perfect complement to medical plans

Dental Plan

  • Class I – Diagnostic/Preventive Services – 100%
  • Class II – Basic Services – 50%
  • Class III – Major Services – 50%
  • Annual Deductible (per person/per family) – $50/$150 (Excludes Class I)
  • Annual Maximum (per person) – $1,500 (Excludes Class I)
  • Large Nationwide Dental Network
  • Benefits Pay In- and Out-of-Network!

Vision Plan

  • Annual exam for $20 deductible
  • Discounts on frames, lenses, contact lenses, tints & coatings and more
  • Large Nationwide Vision Network
  • There are no limits to the number of times the discount can be used

And selected Health Depot Association non-insured benefits

Waiting Period & Membership Guidelines

There is NO waiting period! Dental and Vision benefits are available as soon as members are entered in the carrier’s system (usually 3 business days).

Adults age 18 or older, Dependent Children covered to age 26.

Available in 41 states + DC


ClearPoint Membership Benefit Summary

 

Members have access to a variety of health care programs, services and discounts as well as coverage under Group Fixed Indemnity Limited Benefit Medical and Outpatient Prescription Drug Insurance.

  • Outpatient Doctors Office Visit – up to $80 daily benefit for Sickness and Accidents; up to 10 days
  • Outpatient Wellness Visit – up to $150 daily benefit
  • Outpatient Indemnity Prescription Drug Insurance Benefit – Generic Only *- up to $1,000 annually
  • Hospital Room & Board – up to $1,000 daily benefit for Sickness and Accidents; up to 30 days
  • Inpatient and Outpatient Surgery – up to $1,000 daily benefit for Sickness and Accidents
  • Inpatient and Outpatient Anesthesia – up to $250 daily benefit for Sickness and Accidents
  • Emergency Room, Ambulance and Outpatient Accident Benefits
  • Outpatient Diagnostic Laboratory, Radiology and Advanced Tests Benefits
  • First Health PPO Network – nationwide network offering discounts on medical services and facilities.
  • Karis360 – patient advocacy service
  • Teladoc Telemedicine – 24/7/365 free and unlimited access to licensed physicians via phone or online consultation

And selected Health Depot Association non-insured consumer, business and health care benefits.

Membership Guidelines

Adults between the ages of eighteen (18) and seventy (70); Dependent children must be under the age of twenty-six (26).

Benefits Available – 26 States & DC: AL, AZ, AR, DE, FL, GA, IL*, IN, IA, KS, KY, LA, MS, NE, NM, NV, OK, PA, RI, SC, TN, TX, VA, WV, WI, WY.

* The Outpatient Indemnity Prescription Drug Insurance Benefit is not available in IL.

 

Appointment Information

HD Dental Plus – No carrier appointments necessary:

Send email to licensing@premierhsllc.com to request access to sell this product. Agents will be set up to sell plans based on current active resident and non-resident licenses held and product state availability.

Upon approval, Agents will receive an email from licensing@premierhsllc.com with their personal agent link and login credentials.

HD ClearPoint – Producers must send an email to licensing@premierhsllc.com, if you have an interest in the ClearPoint line. Once Premier receives your request…. Be on the watch for an email from “DocuSign NA3 System <dse_NA3@docusign.net>” providing the FSL onboarding packet and information on State Appointment fees that must be paid by the Producer. We recommend initially only appointing in the pre-appointment states of FL, PA & TX, if you sell in these states. Balance of state appointments will be done as you sell in the states.

 

Submitting New Business

How do I submit new business?

You can submit new business with your unique enrollment link.

 

Commission Information

Who processes commission- AHCP or the carrier?

AHCP processes commissions internally. The agent must list AHCP as the General Agent of record on every application. Commission statements are stored in the eAgentCenter.

Commission Cycle

New Business Commissions

Commissions are paid when a member’s premium is collected and posted. New business commissions are processed weekly.

Earned commission cycle

Earned commission and renewals are processed once a month, the middle of the following month. Any business written or renewed during “month 1”, earnings would be processed mid-month “month 2”.

 

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