Access is a fixed-benefit indemnity plan that offers clients affordable and predictable access to health care. Clients can go to any doctor or hospital and receive set benefit amount. No deductibles or copays. Benefits for both preventive and unplanned office visits, lab and x-rays, surgeon costs, and more. No waiting period for injury and sickness benefits.
Hospital Expense Protection Plus has a NEW limited-benefit, hospital indemnity plans to help clients plan and save on healthcare costs. Six plan options designed to meet your clients’ specific needs. Three Base Plans that help offset the cost of unexpected hospital stays. Three Max Plans that provide benefits for hospital stays, along with a set amount of additional benefits for more common needs like office and urgent care visits. Provides set, cash benefits for covered services. Pays members directly and on top of any other coverage. Clients pay any charges in excess of the plan benefits. No deductible or copay. No waiting periods or network restrictions.