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  • AME
  • Critical Illness
  • Dental
  • Life

Bridge the gap and help offset some of your clients' out-of-pocket expenses due to accident related events or first diagnosis of life-threatening cancer, heart-attack, or stroke. Products available through Healthy America and UBA include Accident Medical, Accidental Death & Dismemberment, Critical Illness, Term Life, and other benefits.

Appointment Information

Processing Time

Gap Plus take approx. 14-21 business days to process depending on the state. Agents will be notified via email when their appointment has been completed.

Checking Appointment Status

Log into the Comissio to view the status of each of your appointments.

Adding Non-Resident Appointments

Agents should provide their non-resident license copies to AHCP with a request to add the appointment to their Gap Plus record.

Adding a Corporation

Agents should become appointed as an individual producer. Agents can then assign their commissions to their corporation by completing an assignment of commission form. AHCP will pay all future commissions to the tax-id provided by the agent.

Healthy America Back Office:

  1. Go to:
  2. Click on “Menu” in the upper right hand corner.
  3. Click on “Agents” then click “Agent Login”.
  4. On the next page click on “Agent Portal”.

Gap Plus Commission Information

Who processes commission- AHCP or the carrier?

AHCP processes Gap Plus commissions internally. Commission statements are stored in the Comissio.

Advance option details, including interest

Three, six or nine-month advance, no interest. A one-time 3% admin fee will be charged on the gross advance amount.

Commission Cycle

New Business Commissions

Commissions are paid when a member’s premium is collected and posted by Gap Plus. New business commissions are processed weekly.

Earned commission cycle

Earned commission and renewals are processed once a month, the middle of the following month.

Training Videos


Take your career to the next level and join the growing community of agents who have found it very rewarding to work with AHCP.
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